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                    <p style="opacity: 0.5; font-size: 13px;">Regulated global financial institution serving high-net-worth clients across 120+ countries.</p>
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                <div class="footer-col">
                    <h4>Banking</h4>
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                &copy; 2026 <?php echo htmlspecialchars($settings['sitname']); ?> INTERNATIONAL GROUP. ALL RIGHTS RESERVED.
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