# About Us

## Our Corporate Profile

Learn about our history, mission, and commitment to excellence in financial services.

##### Corporate History & Heritage

Founded in 1990, Home Land Security Deposit has grown from a community bank to a nationally recognized financial institution serving over 2 million clients. Our journey began with a simple mission: to provide secure, accessible banking services that empower individuals and businesses to achieve their financial goals. Over three decades, we have maintained consistent growth while preserving our commitment to personalized service and community investment.

##### Mission & Core Values

Our mission is to deliver superior financial services that enhance the economic well-being of our clients while maintaining the highest standards of integrity, security, and regulatory compliance. We operate on four core principles: Trustworthiness in every transaction, Innovation in our solutions, Excellence in customer service, and Responsibility to the communities we serve. These values guide our decision-making and shape our corporate culture.

##### Regulatory Compliance & Security

As a federally chartered bank, we maintain strict adherence to all regulatory requirements set forth by the Federal Reserve, FDIC, and Consumer Financial Protection Bureau. Our security infrastructure employs 256-bit encryption, multi-factor authentication, and continuous monitoring by our dedicated Security Operations Center. We undergo annual independent audits and maintain comprehensive insurance coverage to protect our clients' assets and data.

##### Community Investment

We believe in banking with purpose. Through our Community Reinvestment Act programs, we have invested over $500 million in affordable housing, small business development, and financial literacy education across our service regions. Our employees volunteer over 50,000 hours annually to local causes, and our foundation provides scholarships to students pursuing careers in finance and economics. We are committed to building stronger communities through strategic financial support.

#### Industry Awards

#### Client Satisfaction

#### Branch Network

#### Support Excellence

## Building Financial Security for Generations

At Home Land Security Deposit, we understand that banking is about more than transactions—it's about trust, relationships, and long-term security. Our comprehensive suite of financial products is designed to support you through every stage of life, from opening your first savings account to planning retirement and managing generational wealth. With over $50 billion in assets under management and a network of 450+ branches nationwide, we combine the resources of a major financial institution with the personalized attention of a community bank.

## Executive Leadership

Meet the experienced professionals guiding our strategic vision and operational excellence.

#### Nathan Richardson

Managing Director & CEO

#### Margaret Hoover

Chief Human Resources Officer

#### James Chen

Chief Risk Officer

#### Sarah Sturgill

Chief Financial Officer

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